Showing posts with label safe banking. Show all posts

ATM Advantages & Tips for Safe ATM usage

ATM Security Tips for you
An automated teller machine or automatic teller machine (ATM), is a computerized telecommunications device that provides bank clients with access to financial transactions from a public space without the need to visit the bank’s account branch. 

There are several advantages of using ATM, few are listed below- 
 You can withdraw cash 24 x 7 x 365 hours from anywhere. So need not to worry about Banks working time / Holidays. 
 ATMs offer the convenience of multiple locations. 
 Your ATM card is protected by a Secure PIN, keeping your money safe. 
 You don’t need to fill out withdrawal and deposit slips to withdraw cash as is required at the bank. 
 ATMs are faster than going to the bank - no long lines, or wasting time while withdrawing money. 

Though ATM has various advantages but it can also become a problem if you aren’t aware of the risks associated with it. Below are few tips which can be followed while using ATMs. 

Tips for Safe ATM / Debit Card usage 

Power of ATM Card and Security Tips Be alert and conscious of your surroundings when using the Debit / ATM Card. 
 Do not insert or swipe your card until asked to do so on AMT Machine's screen. 
 Never use an ATM with a blank screen, or some random code written on it. (Referred as Not proper functioning ATM) 
 Stand close to the ATM and use your body and hand as a shield to make sure nobody sees you keying in your pin. 
 Also, make sure that you cover the card slot so that  nobody can swap / access or take your card. 
 Never accept help from strangers when using an ATM. You should be wary of strangers asking for help. 
 If your card is eaten by the ATM its advisable to contact your Bank immediately to block/stop card. Majorly, All Bank helplines are Toll Free. 
 Never allow a stranger to call on Bank Helpline (toll-free) to block card on your behalf. 
 It is advisable to set your daily ATM withdrawal (or Transaction) limit at your branch. You will get if you will read near or try to cross that limit. 
 Make sure you keep your last transaction receipt. Do not throw the receipt away at the ATM site. Immediately report bank if your lost ATM card or it get stolen.

Online Banking Tips : Be Safe!

Online banking is decent and helpful. At the same time it does accompany certain dangers. In the same way that you become aware of individuals being robbed at ATMs, or having their cards cloned, so online accounts are additionally a purpose of vulnerability

Take after these 8 tips and you can minimise the dangers to your funds and bank securely online: 

1. Pick an account with two way validation 

Attempt to get a bank account that offers some manifestation of two element verification for online banking. 

Nowadays a lot of people, not all, banks offer a little unit that could be utilized to produce a remarkable code each one time you log in. This code is good for a brief time of time and is needed notwithstanding your login accreditations so as to get access to your online account. 

2. Make a solid password 

Assuming that your bank obliges a client created password to gain access to online accounts determine you pick one that is solid. The most ideal approach to accomplish this is by making it long and a mixof upper and more level case letters, numbers, and special characters. 

Continuously abstain from utilizing any basic words or expressions and never make a password that hold your name, initials, or your birth date. In the event that your bank permits it, change your password each few months. 

The point when setting up online banking, if your bank requests that you give replies to some standard security inquiries recollect that the response you give doesn't need to be the true one. 

So you don't need to reply "Thumper" to the name of your first pet - make it something else, as though it was a password. Utilize a password director assuming that you are worried about how to recollect everything! 
Online Banking Tips
Online Banking Tips - Be Safe!!

3. Secure your computer and stay up with the latest 

Security programming is fundamental nowadays, paying little mind to what you utilize your computer for. 

As a base, determine you have a firewall turned on and are running antivirus programming. This will guarantee you are ensured from Trojans, keyloggers and different types of malware that could be utilized to get access to your budgetary information. 

You'll additionally need to keep your working framework and other programming cutting-edge to guarantee that there are no security gaps present. 

4. Abstain from navigating emails 

No money related organization worth their salt will send you an email requesting you to give any from your login items. 

In the event that you accept an email that gives off an impression of being from your bank that requests such parts then treat it with suspicion as it may well be a phishing endeavor to deceive you into giving your accreditations over. 

Moreover, be mindful of connections in emails that give off an impression of being from your bank – this is a trap frequently utilized by the terrible gentlemen to get you onto a site that resembles your bank. When you log into' 'your account' they will take your username and password and, eventually, your cash. 

It is dependably more secure to gain access to your online bank account by writing the location into your program straightforwardly. 

Likewise, be mindful of unsolicited telephone calls that imply to be from your bank. While your money related foundation may oblige you to answer a security question, they ought to never request passwords or PIN numbers (they may request certain letters or numbers from them, yet never the entire thing). 

In the event that in mistrust, don't be hesitant to hang up and afterward get back to your bank by means of a phone number that you have freely affirmed as being legitimate. 

5. Access your accounts from a safe area 

It's generally best practice to join with your bank utilizing computers and systems you know and trust. 

At the same time in the event that you have to gain access to your bank online from remote areas you may need to set up a VPN (Virtual Private Network) so you can build a scrambled association with your home or work system and access your bank from that point. 

Search for a little latch symbol some place on your program and check the location bar – the URL of the site you are on ought to start with 'https'. Both go about as affirmation that you are entering your account over a scrambled association. 

6. Immediate log out when you done 

It is great practice to dependably log out of your online banking session when you have completed your business. This will decrease the possibilities of falling prey to session seizing and cross-site scripting adventures. 

You might additionally need to set up the additional safety measure of private perusing on your computer or keen cell, and set your program to clear its reserve at the end of every session. 

7. Set up account notices (if offered) 

A few banks offer an office for clients to set up content or email notices to alarm them to specific exercises on their account. For instance, if a withdrawal matches or surpasses a specified measure or the account balance dips underneath a certain point then a message will be sent. 

Such alarms could give speedy notice of suspicious movement on your account. 

8. Screen your accounts consistently 

It ought to go without saying that following the your bank articulation every month is great practice as any unauthorised transactions will make certain to show up there. 

At the same time why hold up an entire month to uncover an error? With online banking you have admittance 24/7 so exploit that and check your account on a standard foundation. Take a gander at each transaction since you last logged in and, assuming that you detect any aberrances, contact your bank instantly. 

The above tips ought to go far to guaranteeing that you revel in the advantages offered by online banking without encountering any of the pitfalls. 

Assuming that you have any more counsel to add to this, kindly do so in the remarks underneath. 

Safe banking to all of you!